Don't Do A Do-it-Yourself Will

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Origins of the Will

The modern-day Will was created as a formal document to express a decedent’s wishes for who would receive the benefits of their assets upon death. It is a necessary and vital document for anyone who will have more than one heir to their estate, and/or more than one asset remaining.

Without a Will or Estate Plan in place, your demise will trigger a lengthy debate in probate court over how to handle your assets, final debts, and who gets the remaining economic benefits of your estate.

This probate process is particularly trying on your survivors, because it forces them to battle against statutory estate laws that they are ill equipped to understand without legal counsel, which can become very costly. Moreover, dying intestate – or without a Will, often results in your heirs fighting amongst each other.

My biggest assets are “Pay To-Upon Death” assets. I don’t want to complicate things with a Will . . .

Having automatic transfer policies that give named inheritors immediate benefit of certain funds upon your death rarely works out in terms of maximizing your estate for all those you care to enrich.

And, before you assume that a Will is a take-it-or-leave-it proposition, consider this; the oral Will is at least as old as the New Testament . . .

Why? Because when resources were much scarcer, it was extremely important for the head of a household to carefully consider how those resources would be best utilized for the surviving family.

The More Things Change, The More They Stay The Same

Your situation is unique. You may have dependents you wish to provide for after you’re gone. You may have a spouse, or ex-spouse, stepchildren, or adopted children. You may have grown children that require special care, or have specific considerations. Maybe you need to consider siblings and/or parents. Only you know your family and their current and future needs…

Don’t let a software program, or state laws decide their fate. Download our special report, “Dangers of Do-It-Yourself Wills and Living Trust” for more information.

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